Binance renames Funding Account to Stocks Account

Binance will significantly overhaul its account structure for users. Starting on 29 September 2026, the platform will begin a phased transfer of crypto assets from Funding Accounts to Spot Accounts. The process will continue until January 2027, after which the Funding Account will officially be renamed the Stocks Account. The new name reflects its new purpose: the settlement of stocks and stock options only.

In brief:

• Binance will move crypto assets from Funding Accounts to Spot Accounts between September 2026 and January 2027.
• The Funding Account will be renamed the Stocks Account and will then be available only for stock trading with six fixed currencies.
• Users can migrate earlier themselves via a button, or wait for automatic transfer without their total balance changing.

No more crypto deposits via the Funding Account

From 29 September 2026, Binance will disable the ability to deposit crypto directly into the Funding Account via the blockchain. Anyone who still wants to deposit or withdraw crypto will from then on do so via the Spot Account.

From that point, the renamed Stocks Account will support six payment methods for stock trading: USD, USDC, USDT, USD1, U and BNB. Earlier, Binance invested $100 million in Circle, the issuer of USDC, further increasing the role of that stablecoin within the platform.

Automatic migration without loss of assets

Binance is adding a button that lets users move their assets to their Spot Account in advance. Those who do not do so need not worry: from January 2027, Binance will automatically transfer the remaining assets in batches.

The platform says that users’ total balance will not change as a result of the transfer. Binance will announce the exact date in January 2027 for the automatic migration and the name change at a later time.